Stated Income Commercial Real Estate Loans
If you are buying or refinancing commercial property, our stated income commercial real estate product, can provide a convenient alternative to conventional loans.
We offer these loans based on the value of the real estate, rather than your current credit. This leads to a simplified and streamlined qualification process.
This Loan Product is right for you if:
- You’ve been turned down by traditional banks (local, regional, etc.)
- You’re wishing to refinance out of a higher-rate, shorter-term bridge financing
- You cannot document income on tax returns
- You have properties that are recently stabilized
- You need a significant cash-out request
- You’re an Out-of-state investor
- You’re property has no seasoning on title
Our stated income loan values range from $25,000 to $5 million. You may be eligible for this financing if you have a credit score greater than 600 and can provide a W-2 or proof of self-employment. Depending on the property, you may qualify for the following amounts of financing: